Financing

Financing & Payment Options

Academy of Advanced Cosmetics offers two simple options to finance your course

Academy of Advanced Cosmetics is offering 100% of its students financing for their courses. No Credit, Bad Credit, No worries we have the program that will work for you. Below are the two options that you can choose from. Depending on your program of choice we recommend you applying as soon as possible so you can see you options.

Option #1: Sweetpay

Sweet Pay Financing We’re excited to introduce a flexible payment option through SweetPay, our trusted third-party financing partner. With SweetPay, you can secure personal loan offers tailored to your needs, allowing you to finance your education with no money down and terms extending up to 48 months.

How It Works:

  • Quick Approval Process: The approval process takes just a few minutes and is credit-based, offering you lower monthly payments thanks to the longer repayment terms.
  • No Upfront Costs: Start your course with zero out-of-pocket expenses! There’s no need for an upfront payment—once approved, you can begin your training right away.
  • Flexible Terms: Once preapproved, you’ll receive several loan options to choose from. Be sure to review these options promptly and stay responsive when SweetPay contacts you to avoid missing out.

Important to Note:

  • Act Fast: SweetPay keeps your approval options open for only 3 weeks, so make sure to decide quickly and respond promptly to secure your financing.
  • Take advantage of this sweet opportunity to invest in your future with Academy of Advanced Cosmetics, without the immediate financial burden.

Ready to Apply?

Option #2: In House Financing

AAC is offering you a flexible In-House Financing Option that makes our courses more accessible than ever—no credit check required! Here’s how it works:

Down Payment & Financing:

  • Down Payment: You’ll need to put down 40% of the course cost upfront.
  • Monthly Payments: The remaining 60% will be financed over 10 months through our in-house financing partner, IGW.

Example:
For our Paramedical Course, priced at $6,000, your initial down payment would be $2,400. The remaining $3,600 would then be split into 10 monthly payments of $360.

Key Benefits:

  • Start Your Course with Just 40% Down: You don’t need to have the entire course paid off before starting. Once your 40% down payment is made, you can begin your training immediately.
  • Flexible Payment Plans: To make the initial deposit easier, we can break it into three separate invoices.

Getting Started:

  1. Apply: Fill out our simple application to get started.
  2. Approval: Once approved, you’ll receive an email outlining the next steps. Let us know your preferred month to begin, so we can reserve your spot.
  3. Invoice & Contract: We’ll send you the invoice for the 40% down payment. Once the payment is received, you’ll get a contract directly from IGW. After both are completed, you’re all set to start your course!

Important Notes:

  • Timely Action: The entire process takes just 1-1.5 weeks, so if you have your eye on an upcoming class, please act quickly.
  • Limited Spots: We only allow a limited number of in-house financing applicants at one time. Once you receive your offer, it will be valid for 2 weeks. If you need more time, simply let us know your preferred timeframe, and we can put your application on hold.

Don’t miss this opportunity to advance your career with hands-on training from the Academy of Advanced Cosmetics. We’re here to support you every step of the way!

Ready to begin?