Financing & Payment Options
Academy of Advanced Cosmetics offers two simple options to finance your course
Academy of Advanced Cosmetics is offering 100% of its students financing for their courses. No Credit, Bad Credit, No worries we have the program that will work for you. Below are the two options that you can choose from. Depending on your program of choice we recommend you applying as soon as possible so you can see you options.
Option #1: Sweetpay
Introducing a sweet way to pay! We have partnered with SweetPay to help you get personal loan offers that best fit you. This is our third-party financing company that allows you to finance with no money down and up to 48 months.
Option #2: In House Financing
The In House Financing Option with IGW is NOT Credit Based (All Credit Welcome). You will be required to put money down and then have financing options for some programs up to 8, 10, or 12 months.
How it works? When you are approved you will be given a deposit invoice and then a contract coming directly from IGW. Once you pay the invoice you will then be required to accept your contract. A $49 processing fee will then be taken directly from IGW. Once both have been completed you will be able to enroll in your course and begin right away. So, this means you can learn now, pay later.
Option #3: Meritize Student Loans
Academy of Advanced Cosmetics has teamed up with Meritize to offer our students a unique financing option. Meritize works with students, educators, and employers to help people excel in skills-based careers.
Meritize knows you are more than your credit score, and that is why they look at your past achievements to potentially enhance your loan options.
A few reasons why Meritize is a great option for students include:
- Fixed and variable interest rates available**
- Flexible payment options, including deferring full principal and interest payments until 3 months after you complete your training
- Customer support available 5 days a week
- 0.25% interest rate deduction once you begin full repayment on your loan, if you sign up for autopay
Checking your loan options with Meritize has never been easier. You can fill out a short application to check your loan options without impacting your credit score.
If loan options are available to you, Meritize will request your merit information to finalize your application. This could be in the form of:
- Academic Experience (Official or unofficial transcript or HSE certification)
- Military Experience (DD214)
Want to learn more? Check out their FAQ page here: https://www.meritize.com/students/faq/ or give them a call at 833-MERIT-4-U. Ready to see if you qualify? Check your options here: https://apply.meritize.com/?sc=8893-academy-of-advanced-cosmetics
